91ÇÑ×Ó

A variety of private lenders offer private or alternative education loans, which may be borrowed by students or sponsors to help finance a student's education.  91ÇÑ×Ó encourages students to:

• Complete the  to determine eligibility for .
•  to determine the best way to finance their education.

Students may choose to borrow from federal loans only, private loans only, or a combination of both, depending on their individual circumstances.

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Private (Alternative) Loan Basics

• Private educational loans are based on creditworthiness.
• Most lenders require a credit-worthy cosigner for undergraduate borrowers.
• Some lenders may offer cosigner release options after certain repayment and credit requirements are met; terms vary by lender and are not guaranteed.

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Using to Find Lenders

91ÇÑ×Ó has compiled a historical list of private education loan lenders, which is available through , a third-party loan comparison website.

• Students may select any lender without penalty, whether or not the lender appears on the historical list.
• If you are interested in borrowing from a lender not listed on , contact the lender directly to confirm that they offer student loans.

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Non-Certified Loans

Some lenders may offer private educational loans that do not require school certification.

• Borrowing these loans may have a serious negative impact on your existing financial aid package.
• Always contact 91ÇÑ×Ó's Financial Aid Office before borrowing these loans.

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91ÇÑ×Ó's Role in Private (Alternative) Loans

• 91ÇÑ×Ó will process loans from any private lender chosen by the student.
• The University does not recommend or endorse any specific lender.
• 91ÇÑ×Ó adheres to a student loan 
• Please contact 91ÇÑ×Ó if you have any questions about federal or private loan processes or your borrowing options.

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